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	<title>Simple Credit Report &#187; Debt Ratio</title>
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	<link>http://simplecreditreport.net</link>
	<description>All about credit and loans</description>
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		<title>Your credit score and you</title>
		<link>http://simplecreditreport.net/bad-credit-report/your-credit-score-and-you</link>
		<comments>http://simplecreditreport.net/bad-credit-report/your-credit-score-and-you#comments</comments>
		<pubDate>Thu, 03 Dec 2009 18:26:43 +0000</pubDate>
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				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Automobiles]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget credit]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt Ratio]]></category>
		<category><![CDATA[Government Agency]]></category>
		<category><![CDATA[Home Car]]></category>

		<guid isPermaLink="false">http://simplecreditreport.net/?p=52</guid>
		<description><![CDATA[Do you know what your credit score is and what it says about you? There are a lot of things that your credit score can do for you. So many things depend on a good credit score so you need to know what is on your credit report. There are 3 credit bureaus that all [...]]]></description>
			<content:encoded><![CDATA[<p>Do you know what your credit score is and what it says about you? There are a lot of things that your credit score can do for you. So many things depend on a good credit score so you need to know what is on your credit report. There are 3 credit bureaus that all major lenders contact when you apply for a loan. It is best to know what is on your credit report so you can fix the problems and get a better credit rating. Transunion, Expedian, and Equifax are the three main credit bureaus that you can get your credit report from.</p>
<p>You can get a free print out from some websites but make sure that they are free. Some websites say that they are free but will charge you after a month’s time goes by. A free credit report will tell you the same thing that the lender knows, it just allows you to try to fix the blemishes on that report.</p>
<p>If you are trying to get a job your credit score can often effect your chances of getting that job. There are many employers that look at your credit score as a representation of your moral character which will give them an idea of what kind of worker you will be. This is a huge reason as to why you need to keep your credit score as good as it possibly can be as you never know if a potential job will depend upon it. </p>
<p>Your credit score is a vital part of your daily life. You want to be sure that you take measures to make sure that your credit score stays as good as it can be. With a credit score affecting so many different aspects of your life if you do not have a good credit score you can be in for a world of trouble.</p>
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		<title>Eliminating debt with payday loans</title>
		<link>http://simplecreditreport.net/online-credit-report/eliminating-debt-with-payday-loans</link>
		<comments>http://simplecreditreport.net/online-credit-report/eliminating-debt-with-payday-loans#comments</comments>
		<pubDate>Thu, 03 Dec 2009 18:25:01 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Online Credit Report]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[Debt Ratio]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[repair]]></category>

		<guid isPermaLink="false">http://simplecreditreport.net/?p=48</guid>
		<description><![CDATA[Are you facing a shut off notice for your electric bill or phone bill and in need of money to pay it off? If you only need a few hundred dollars to stop a disconnect notice, you can get a payday loan. There are 3 types of loans that can help you out in this [...]]]></description>
			<content:encoded><![CDATA[<p>Are you facing a shut off notice for your electric bill or phone bill and in need of money to pay it off? If you only need a few hundred dollars to stop a disconnect notice, you can get a payday loan. There are 3 types of loans that can help you out in this situation. There are car title loans, a payday loan, and a quick cash loan. All of these loans are just about the same as far as the terms and conditions that you are applying for these loans. A payday loan is the best for getting the money you need because its fast, easy and simple.</p>
<p>A payday loan is a loan that is based on the amount of money you are getting from paycheck to paycheck. If you are making $1000 or more, you will have no problems getting this loan. If you are making $1000 or more, you can borrow up to $1500. That’s the most some lenders will let you borrow. There are a few stipulations in order to get this loan.</p>
<p>The first thing you have to have is a job that you have been at for 6 months or longer. This shows the lender that you have a good work history and that they will get their money back. The lender will not borrow any money to people who can’t hold a job because it shows them that you are not secure in paying the money back that is lent to you. Lenders are all for getting the money you need, but if you have no job, how are they going to get the money back when they borrow it to you?</p>
<p>The next thing you have to have is a valid and clean checking account. This is because you have to have a place for the money to get deposited in when the lender borrows you the money. the lender directly deposits the money into your account when you get approved. Some lenders will also deposit the money into a savings account but you have to ask them before you just give them the account number. This speeds up the time you get your money.</p>
<p>The last thing you have to worry about before you apply is that you have to be at least 18 years old. The lending companies are not going to lend you money if you are not 18 years or older. This is because lenders can’t get the money off of minors because it is illegal. Minors can not be held responsible for financial obligations. That is why lenders don’t borrow money out to minors.</p>
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		<item>
		<title>Payday Loans</title>
		<link>http://simplecreditreport.net/bad-credit-report/payday-loans</link>
		<comments>http://simplecreditreport.net/bad-credit-report/payday-loans#comments</comments>
		<pubDate>Thu, 03 Dec 2009 17:43:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Bad Credit Report]]></category>
		<category><![CDATA[Average American Family]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Reporting]]></category>
		<category><![CDATA[Debt Ratio]]></category>
		<category><![CDATA[Government Agency]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[payday]]></category>

		<guid isPermaLink="false">http://simplecreditreport.net/?p=36</guid>
		<description><![CDATA[Do you find yourself in need of some money in a short period of time? No matter what you need the money for, you can get a payday loan. This loan helps just about everyone out in their time of need. If there is a medical emergency, to stop the lights from getting shut off, [...]]]></description>
			<content:encoded><![CDATA[<p>Do you find yourself in need of some money in a short period of time? No matter what you need the money for, you can get a payday loan. This loan helps just about everyone out in their time of need. If there is a medical emergency, to stop the lights from getting shut off, and to get car repairs done because you hit a deer. No matter what you need the extra money for, you can get it. Here is how you get the money you need in a short amount of time.</p>
<p>The first thing you need to do is to know where to go to find these lender. the best place you can find a lender that will offer you this type of loan is on the internet. That is very convenient because you can apply for the loan on the internet. The great thing about this is that you can get your answer in about an hour. These lenders like to save the environment because it is paperless. There is no faxing of anything in order to get your loan.</p>
<p>There are just a few requirements in order to get this loan. The first thing you need is to at least 18 years of age or older. You have to be an adult because you have to be able to pay the money back. If you default on the loan, they cant go after a minor child for the money. The next thing you have to have is a job. You have to be employed for 6 months or longer to show you have a work history. And the last thing you have to have is a open and valid checking account. The lender is not going to be able to get you the money if your account is closed. Some of these lenders will also send you the money if you have a savings account. You have to ask the lender.</p>
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